
How CalPay works
Three quick steps to start earning cashback on everyday spending.
Download CalPay
Create your account and add your preferred payment method.
Download CalPay
Create your account and add your preferred payment method.
Pay local
Use CalPay at participating restaurants, cafés, shops, salons, and local businesses.
Pay local
Use CalPay at participating restaurants, cafés, shops, salons, and local businesses.
Earn & reuse cashback
Receive 5% cashback in your CalPay wallet and spend it again with local partners.
Earn & reuse cashback
Receive 5% cashback in your CalPay wallet and spend it again with local partners.
More value every time you shop local
CalPay gives you a simple reason to keep your spending in Gibraltar. Every eligible payment earns cashback that can be reused across the local network.
Become a CalPay Founding Partner
We're inviting a first group of Gibraltar merchants to join CalPay before launch — with priority visibility and launch support.
Founding Partner places are limited and subject to approval.
Introductory merchant rate
Early partners may receive a reduced introductory rate for the first launch period.
Priority app placement
Be promoted as one of the first businesses joining CalPay.
Launch marketing exposure
Feature in CalPay launch campaigns, social posts, and customer announcements.
Local insights
Access useful reporting on customer activity and spending patterns.
Built for Gibraltar's everyday spending
From your morning coffee to your weekend treat — earn cashback across the local network.
Everything in one simple app
Built mobile-first, designed for everyday use, and made to keep Gibraltar spending local.

Keeping more value in Gibraltar
CalPay is designed to strengthen Gibraltar's local economy by connecting residents, workers, visitors, and businesses through a shared payment and loyalty network.
Reward local spending
Support local merchants
Create a connected shopping community
Be first to use CalPay
Join the waitlist and get early access when CalPay launches in Gibraltar.
- Priority access on launch day
- Early-user cashback boosts
- First look at participating merchants
